You can still use PayPal to complete your purchase. If you have been declined for PayPal Credit, PayPal will send you more information about why your application was unsuccessful. What do I do if I am unsuccessful in applying for PayPal Credit?
PAYPAL CREDIT SIGN UP PASSWORD
Signing up for a PayPal account is free and easy all you need to do is provide your email address, create a password and accept PayPal’s User Agreement. Yes, however if you don’t have a PayPal account, you can create one as part of the PayPal Credit application. If you already have PayPal Credit you do not need to reapply, just select PayPal Credit as your payment option at checkout. Do I need to reapply if I already have PayPal Credit? You can use the credit limit granted to pay for today's purchase and future purchases at thousands of online stores where PayPal is accepted, up to your credit limit. PayPal will then run a credit check and, if approved, you’ll have a credit limit linked to your PayPal account as soon as you accept your Credit Agreement. The application form takes minutes to complete. Just click on the PayPal Credit button on our checkout page. How do I apply?Īpplying for PayPal Credit is easy. In order to maintain the 0% offer, you need to keep up monthly repayments and stay within your credit limit. Any remaining balance due after the 4-month promotional period or any transactions under £99 will be charged interest at 21.9% p.a. * Plus, you can spread the cost of purchases under £99 at the standard variable rate of interest, currently 21.9% p.a.* The minimum payment due still applies to 0% offer balances. You will have the flexibility to spread the cost of payments however you wish over this 4 month period if paying in monthly instalments does not suit your needs. Every time you spend £99 or more, you will automatically get 0% interest for 4 months on that purchase. What credit offers are available?Ī 0% interest offer you can use again and again: PayPal Credit’s 0% interest offer is better than just an introductory offer. It’s a credit limit that sits alongside your PayPal account which you can use for your online purchases. PayPal Credit is like a credit card, without the plastic. et Cie, S.C.A., 22-24 Boulevard Royal L-2449, Luxembourg. We are a credit broker and not a lender PayPal Credit is a trading name of PayPal (Europe) S.à.r.l.
Hobbycraft Trading Limited is authorised and regulated by the Financial Conduct Authority. It simply means that PayPal will assess your application to join PayPal Credit. Please note: Meeting these criteria does not automatically guarantee acceptance. Have an income greater than £7,500 per year.Have a good credit history and are not currently declared bankrupt.Are a UK resident aged 18 years or older.To check that you are eligible to apply for a PayPal Credit limit please make sure that you: It’s a quick, straightforward process allowing you to spread the cost of your purchases over monthly instalments for purchases over £99. For UK customers, there’s now an easy way to treat yourself to get all the crafting supplies you can dream of using PayPal Credit.
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